Comments on: Debit Card – do you use one? http://www.karensperspective.com/debit-card-do-you-use-one/?utm_source=rss&utm_medium=rss&utm_campaign=debit-card-do-you-use-one Wish I’d known this before… Tue, 07 Feb 2012 03:23:25 +0000 hourly 1 http://wordpress.org/?v=3.3.1 By: karen http://www.karensperspective.com/debit-card-do-you-use-one/comment-page-1/#comment-2664 karen Thu, 03 Dec 2009 15:12:14 +0000 http://www.karensperspective.com/?p=3626#comment-2664 LeeAnne: More news I knew nothing about. So, you can actually get a bank to treat a debit card like a credit card? In today's economy with all the credit card issues, this could be a very smart alternative. LeeAnne: More news I knew nothing about. So, you can actually get a bank to treat a debit card like a credit card? In today’s economy with all the credit card issues, this could be a very smart alternative.

]]> By: karen http://www.karensperspective.com/debit-card-do-you-use-one/comment-page-1/#comment-2663 karen Thu, 03 Dec 2009 15:09:45 +0000 http://www.karensperspective.com/?p=3626#comment-2663 Really? Credit unions replace on a debit card? I didn't know that. And my kids just got a home loan through a credit union when the bank turned them down. Hmmmm.... Really? Credit unions replace on a debit card? I didn’t know that. And my kids just got a home loan through a credit union when the bank turned them down. Hmmmm….

]]> By: LeeAnne Curtis http://www.karensperspective.com/debit-card-do-you-use-one/comment-page-1/#comment-2662 LeeAnne Curtis Wed, 02 Dec 2009 22:04:50 +0000 http://www.karensperspective.com/?p=3626#comment-2662 Karen, I have used a Debit Card for over 15 years and most of it online purchases. The one thing I made sure of was to get a Visa or M/C logo Debit Card. I also take advantage of my Bank's ability to change my number for each transaction by using it as a Credit Card -vs- a Debit Card (per sec). The transaction is handled the same way, money directly out of my checking account, but I am covered by the same rules and regualtions concerning Credit Cards. My Bank is not charged a fee for me using the Debit Card, so it is a win-win situation all around. The only problem I have ever encountered was with my Actual Credit Card - some person tried to run it up, but my Bank saw the charges coming from different areas of the country and called me immediately! Fraud insurance is a Blessed thing!!! Karen,

I have used a Debit Card for over 15 years and most of it online purchases. The one thing I made sure of was to get a Visa or M/C logo Debit Card. I also take advantage of my Bank’s ability to change my number for each transaction by using it as a Credit Card -vs- a Debit Card (per sec). The transaction is handled the same way, money directly out of my checking account, but I am covered by the same rules and regualtions concerning Credit Cards. My Bank is not charged a fee for me using the Debit Card, so it is a win-win situation all around. The only problem I have ever encountered was with my Actual Credit Card – some person tried to run it up, but my Bank saw the charges coming from different areas of the country and called me immediately! Fraud insurance is a Blessed thing!!!

]]> By: Masha http://www.karensperspective.com/debit-card-do-you-use-one/comment-page-1/#comment-2661 Masha Wed, 02 Dec 2009 22:00:56 +0000 http://www.karensperspective.com/?p=3626#comment-2661 Well, if you with a good bank or credit union it will replace everything that has been stolen from you. Experienced it first hand a few times. But you can't take the convenience of shopping online away. It's like saying you should not drive, because you can get into an accident. Well, if you with a good bank or credit union it will replace everything that has been stolen from you. Experienced it first hand a few times. But you can’t take the convenience of shopping online away. It’s like saying you should not drive, because you can get into an accident.

]]> By: karen http://www.karensperspective.com/debit-card-do-you-use-one/comment-page-1/#comment-2660 karen Wed, 02 Dec 2009 21:36:22 +0000 http://www.karensperspective.com/?p=3626#comment-2660 Oh my gosh! Thank you for your comment and your insight! Oh my gosh! Thank you for your comment and your insight!

]]> By: Jay Pridgen http://www.karensperspective.com/debit-card-do-you-use-one/comment-page-1/#comment-2659 Jay Pridgen Wed, 02 Dec 2009 21:13:44 +0000 http://www.karensperspective.com/?p=3626#comment-2659 I would suggest never using a Debit Card for online purchases.. if it's stolen they have access to your bank account.. learned this the hard way!! My credit card number was hacked (somehow) during an online purchase. Fortunately my Bank caught this activity and contacted me before anything was processed.. but unfortunately I was forced to wait until a New Account # was assigned and a new card was mailed to me which was a HUGE inconvenience as I use mine at the Grocery Store..etc. I would suggest using a regular Visa or Mastercard and just pay off the balance when the bill arrives!! I would suggest never using a Debit Card for online purchases.. if it’s stolen they have access to your bank account.. learned this the hard way!! My credit card number was hacked (somehow) during an online purchase. Fortunately my Bank caught this activity and contacted me before anything was processed.. but unfortunately I was forced to wait until a New Account # was assigned and a new card was mailed to me which was a HUGE inconvenience as I use mine at the Grocery Store..etc.
I would suggest using a regular Visa or Mastercard and just pay off the balance when the bill arrives!!

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