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# Karen’s Perspective

All Things Real Estate!

## Sitemaps

- [XML Sitemap](https://www.karensperspective.com/sitemap.xml): Contains all public & indexable URLs for this website.

## Posts

- [The Impact of 28.1 Million Real Estate Investors on Housing](https://www.karensperspective.com/the-impact-of-28-1-million-real-estate-investors-on-housing/) - Investor owned homes make single family rentals a $100 billion business. Single family rentals outnumber apartments. Investors spend $9.2 billion on renovations
- [10 Commandments for Real Estate Investing](https://www.karensperspective.com/10-commandments-for-real-estate-investing/)
- [Real Estate Investing in the Time of Covid](https://www.karensperspective.com/real-estate-investing-in-the-time-of-covid/) - What we're doing in our Real Estate Investing in the Time of Covid.
- [Do You Focus on a Particular Investment Strategy?](https://www.karensperspective.com/do-you-focus-on-a-particular-investment-strategy/)
- [Buying a Foreclosed Property](https://www.karensperspective.com/buying-a-foreclosed-property/)
- [So Many Senior Discounts](https://www.karensperspective.com/so-many-senior-discounts/)
- [What to Look for in an Investment Property](https://www.karensperspective.com/what-to-look-for-in-an-investment-property/)
- [Credit Score - What, Why, How](https://www.karensperspective.com/credit-score-what-why-how/)
- [The Hardest Thing About Real Estate Investing](https://www.karensperspective.com/the-hardest-thing-about-real-estate-investing/)
- [What Do You Do With the Leads You Don't Want?](https://www.karensperspective.com/what-do-you-do-with-the-leads-you-dont-want/)
- [Need Help Selling Your House?](https://www.karensperspective.com/need-help-selling-your-house/)
- [How Far Away Are Your Rental Properties?](https://www.karensperspective.com/how-far-away-are-your-rental-properties/)
- [How To Find Tenants for Your Rental Properties](https://www.karensperspective.com/how-to-find-tenants-for-your-rental-properties/)
- [Hard Money Lenders - What Are the Differences?](https://www.karensperspective.com/hard-money-lenders-what-are-the-differences/)
- [How to Handle Tenants - Paperwork!](https://www.karensperspective.com/how-to-handle-tenants-paperwork/)
- [Property Managment Questions and Answers](https://www.karensperspective.com/property-managment-questions-and-answers/)
- [14 Things Property Management Companies Should Do For You](https://www.karensperspective.com/14-things-property-management-companies-should-do-for-you/)
- [Cost of Tenant Turnover](https://www.karensperspective.com/cost-of-tenant-turnover/)
- [Investing for Long-Term Wealth in Rental Properties](https://www.karensperspective.com/investing-for-long-term-wealth-in-rental-properties/)
- [How to Acquire Rentals](https://www.karensperspective.com/how-to-acquire-rentals/)
- [Do You Spend What You Make?](https://www.karensperspective.com/do-you-spend-what-you-make/)
- [Foreclosures - Are They Coming Back?](https://www.karensperspective.com/foreclosures-are-they-coming-back/)
- [How to Determine Your Selling Price](https://www.karensperspective.com/how-to-determine-your-selling-price/)
- [You Bought a Tenant-Occupied Property but Know Nothing About Property Management](https://www.karensperspective.com/you-bought-a-tenant-occupied-property-but-know-nothing-about-property-management/)
- [21 More Ways to Find Real Estate Leads](https://www.karensperspective.com/21-more-ways-to-find-real-estate-leads/)
- [Do You Need a Buyer's List Before You Find a Property?](https://www.karensperspective.com/do-you-need-a-buyers-list-before-you-find-a-property/)
- [When Wholesaling, How Many Times Do You Show a Property?](https://www.karensperspective.com/when-wholesaling-how-many-times-do-you-show-a-property/)
- [Service Animals / Emotional Support Animals - What You Need to Know](https://www.karensperspective.com/service-animals-emotional-support-animals-what-you-need-to-know/)
- [The Fair Housing Act - Service/ Emotional Support Animals](https://www.karensperspective.com/the-fair-housing-act-service-and-emotional-support-animals/)
- [Is the Cost of Owning Rentals Worth It?](https://www.karensperspective.com/is-the-cost-of-owning-rentals-worth-it/)
- [Top 20 Greensboro Real Estate Agents On Social Media In 2018](https://www.karensperspective.com/top-20-greensboro-real-estate-agents-on-social-media-in-2018/)
- [Is Your Net Worth Where You Want it To Be?](https://www.karensperspective.com/is-your-net-worth-where-you-want-it-to-be/)
- [Can You Negotiate With Wholesalers?](https://www.karensperspective.com/can-you-negotiate-with-wholesalers/)
- [How to Speak With a Seller When Buying a House](https://www.karensperspective.com/how-to-speak-with-a-seller-when-buying-a-house/)
- [The Value of a Yard Sign](https://www.karensperspective.com/the-value-of-a-yard-sign/)
- [Are Your Properties Ready for Fall?](https://www.karensperspective.com/are-your-properties-ready-for-fall/)
- [What Your Home Inspector Will Look For](https://www.karensperspective.com/what-your-home-inspector-will-look-for/)
- [18 Rehabbing Tips and Tricks](https://www.karensperspective.com/18-rehabbing-tips-and-tricks/)
- [Wood Flooring Options Simplified](https://www.karensperspective.com/wood-flooring-options-simplified/)
- [Budget Spa Bathrooms That Do Wonders for Your Home Value](https://www.karensperspective.com/budget-spa-bathrooms-that-do-wonders-for-your-home-value/)
- [How do you Protect What you Have?](https://www.karensperspective.com/how-do-you-protect-what-you-have/)
- [8 Tips for Naming Your Company](https://www.karensperspective.com/8-tips-for-naming-your-company/)
- [What if the Seller Owes More Than You Can Offer?](https://www.karensperspective.com/what-if-the-seller-owes-more-than-you-can-offer/)
- [When Making Your Offer to Purchase - Don't Think for the Seller!](https://www.karensperspective.com/when-making-your-offer-to-purchase-dont-think-for-the-seller/)
- [10 Tips for First Time Home Buyers](https://www.karensperspective.com/10-tips-for-first-time-home-buyers/)
- [Closing Costs](https://www.karensperspective.com/closing-costs/)
- [Are You Buying or Renting?](https://www.karensperspective.com/are-you-buying-or-renting/)
- [7 Common Rehab Mistakes](https://www.karensperspective.com/7-common-rehab-mistakes/)
- [How to Pay Contractors Without Getting Burned](https://www.karensperspective.com/how-to-pay-contractors-without-getting-burned/)
- [What Home Inspectors Look For](https://www.karensperspective.com/what-home-inspectors-look-for/)
- [Home Inspections - What to Look For](https://www.karensperspective.com/home-inspections-what-to-look-for/)
- [Which Nationalities Work the Most Hours?](https://www.karensperspective.com/which-nationalities-work-the-most-hours/)
- [9 Ways We Service Our Community as Real Estate Investors](https://www.karensperspective.com/9-ways-we-service-our-community-as-real-estate-investors/)
- [What is Equity and How Does it Pertain to Wholesaling?](https://www.karensperspective.com/what-is-equity-and-how-does-it-pertain-to-wholesaling/)
- [Wholesaling Real Estate - What is it?](https://www.karensperspective.com/wholesaling-real-estate-what-is-it/) - As an investor, you've either wholesaled properties or heard of others doing it. So, what exactly is "wholesaling"?
- [Is Wholesaling Legal in Your State?](https://www.karensperspective.com/is-wholesaling-legal-in-your-state/)
- [Do You Think I Should Find Another Agent?](https://www.karensperspective.com/do-you-think-i-should-find-another-agent/)
- [Happy Earth Day](https://www.karensperspective.com/happy-earth-day/)
- [Christmas Trees - A North Carolina Tradition](https://www.karensperspective.com/christmas-trees-a-north-carolina-tradition/)
- [10 Ways to Find Cash Buyers for Your Wholesale Deals](https://www.karensperspective.com/10-ways-to-find-cash-buyers-for-your-wholesale-deals/)
- [Never Bet on the Future](https://www.karensperspective.com/never-bet-on-the-future/)
- [Overcoming Your Fears - How do You?](https://www.karensperspective.com/overcoming-your-fears-how-do-you/)
- [Are Real Estate Agents Going the Way of Borders?](https://www.karensperspective.com/are-real-estate-agents-going-the-way-of-borders/)
- [Why Would a Lender Accept a Short Sale?](https://www.karensperspective.com/why-would-a-lender-accept-a-short-sale/)
- [1 Million Foreclosures Delayed Until 2012](https://www.karensperspective.com/1-million-foreclosures-delayed-until-2012/)
- [Investing in Real Estate 6: Comping Properties](https://www.karensperspective.com/investing-in-real-estate-6-comping-properties/)
- [Investing in Real Estate 5: Setting up your LLC](https://www.karensperspective.com/investing-in-real-estate-5-setting-up-your-llc/) - Why an LLC? Liability and tax consequences. Protect yourself and your assets from lawsuits and business debt. A proper structure offers tremendous tax advantages.
- [What's So Hard About Wholesaling?](https://www.karensperspective.com/whats-so-hard-about-wholesaling/)
- [My Mid-life Career Change to Real Estate](https://www.karensperspective.com/my-mid-life-career-change-to-real-estate/)
- [10 Common Real Estate Investing Starting-out Mistakes](https://www.karensperspective.com/10-common-real-estate-investing-starting-out-mistakes/) - Interested in real estate investing? Already an investor and wondering why you're struggling? Here are the 10 most Common Starting-out Mistakes we see.
- [More Advice for New Real Estate Investors](https://www.karensperspective.com/more-advice-for-new-real-estate-investors/)
- [I Made her $250,000 in 15 Minutes](https://www.karensperspective.com/i-made-her-250000-in-15-minutes/)
- [Real Estate Investing vs. Stock Market Investing](https://www.karensperspective.com/real-estate-investing-vs-stock-market-investing/)
- [Great Deals are Created not Found](https://www.karensperspective.com/great-deals-are-created-not-found/)
- [Every Real Estate Deal is a Challenge](https://www.karensperspective.com/every-real-estate-deal-is-a-challenge/)
- [Why Should a Seller Work With You?](https://www.karensperspective.com/why-should-a-seller-work-with-you/)
- [Good versus Bad Debt - is Real Estate Debt OK?](https://www.karensperspective.com/good-versus-bad-debt-is-real-estate-debt-ok/)
- [100 Ways to Create Real Estate Leads](https://www.karensperspective.com/100-ways-to-create-real-estate-leads/)
- [Can Hard Money be Used for Transactional Funding?](https://www.karensperspective.com/can-hard-money-be-used-for-transactional-funding/)
- [Have You Ever Purchased a Hoarder House?](https://www.karensperspective.com/have-you-ever-purchased-a-hoarder-house/)
- [Direct Mail Marketing](https://www.karensperspective.com/direct-mail-marketing/)
- [My First Investment Deal - Don't Let Fear Stop You](https://www.karensperspective.com/my-first-investment-deal-dont-let-fear-stop-you/)
- [How to Start Real Estate Investing](https://www.karensperspective.com/how-to-start-real-estate-investing/)
- [Buyer's Market versus Seller's Market](https://www.karensperspective.com/buyers-market-versus-sellers-market/)
- [When Will You be a Top 1 Percent Earner?](https://www.karensperspective.com/when-will-you-be-a-top-1-percent-earner/)
- [Don't Count on Rentals for Cash Flow](https://www.karensperspective.com/dont-count-on-rentals-for-cash-flow/)
- [Real Estate Cycles](https://www.karensperspective.com/real-estate-cycles/)
- [Multiple Streams of Income Calculator](https://www.karensperspective.com/multiple-streams-of-income-calculator/) - Have multiple streams of income? (you should) Check out this great calculator for predicting income.
- [Greensboro Deal Maker Sessions](https://www.karensperspective.com/greensboro-deal-maker-sessions/)
- [Goals](https://www.karensperspective.com/goals/)
- [What Are You Doing With Your Time?](https://www.karensperspective.com/what-are-you-doing-with-your-time/)
- [Focus on Results Rather than To-Dos](https://www.karensperspective.com/focus-on-results-rather-than-to-dos/)
- [We Truly are Living in an Extraordinary Time](https://www.karensperspective.com/we-truly-are-living-in-an-extraordinary-time/) - To be truly successful in life, you need to see the success and abundance around you. Here is a powerful TED Talk given by Peter Diamandis.
- [Will You Be Able to Retire?](https://www.karensperspective.com/will-you-be-able-to-retire/) - Ninety seven percent off all people in the US will depend upon government or family assistance after the age of 65. How can you avoid being one of them?
- [Planning for Your Future](https://www.karensperspective.com/planning-for-your-future/) - The most successful plans are written to be tracked and modified. Here's our system and experience. What's been yours?
- [10 Reasons to Invest in Real Estate](https://www.karensperspective.com/10-reasons-to-invest-in-real-estate/)
- [Are You Prepared for Retirement?](https://www.karensperspective.com/are-you-prepared-for-retirement/)
- [What is Hard Money?](https://www.karensperspective.com/what-is-hard-money/)
- [Buying Real Estate Without Going to the Bank](https://www.karensperspective.com/buying-real-estate-without-going-to-the-bank/)
- [Wholesale, Wholetail, Assignment - What's the Difference?](https://www.karensperspective.com/wholesale-wholetail-assignment-whats-the-difference/) - Investors often discuss these buying/selling techniques without knowing the differences. Let's clear that up here:
- [11 Things to Consider When Setting Your Goals](https://www.karensperspective.com/11-things-to-consider-when-setting-your-goals/)
- [Why You MUST Write Down Your Goals](https://www.karensperspective.com/why-you-must-write-down-your-goals/) - Results from a Harvard Law School Study: the three percent who had written goals were earning ten times as much as the other 97 percent put together.
- [Goals - Have You Written Yours Down?](https://www.karensperspective.com/goals-have-you-written-yours-down/) - If you haven't charted a path for yourself, it's possible you're not moving forward. Think about it, you're moving everyday anyway, why not choose a direction?
- [Why Use Hard Money?](https://www.karensperspective.com/why-use-hard-money/)
- [From Our House to Yours, Happy Thanksgiving!](https://www.karensperspective.com/from-our-house-to-yours-happy-thanksgiving/) - I'm thankful for this time of reflection. What are you thankful for?
- [Should You Stage Your Home to Sell?](https://www.karensperspective.com/should-you-stage-your-home-to-sell/)
- [Are We in a Housing Bubble and How Do You Protect Yourself?](https://www.karensperspective.com/are-we-in-a-housing-bubble-and-how-do-you-protect-yourself/) - Here are some ways to protect yourself against a potential drop in housing prices.
- [15 Tips for Negotiating Your Purchase Price](https://www.karensperspective.com/15-tips-for-negotiating-your-purchase-price/) - Here are 15 things that make the negotiations much more simple and successful for everyone involved:
- [Winter is Coming - It's a Great Time for Real Estate Investing](https://www.karensperspective.com/winter-is-coming-its-a-great-time-for-real-estate-investing/) - Many investors say that December or January are their most profitable months. Why?
- [Where Are People Moving?](https://www.karensperspective.com/where-are-people-moving/)
- [How Has Landlording Changed with this Economy?](https://www.karensperspective.com/how-has-landlording-changed-with-this-economy/)
- [Are you Collapsing with the Dow?](https://www.karensperspective.com/are-you-collapsing-with-the-dow/)
- [BB&T Shadow Inventory](https://www.karensperspective.com/bbt-shadow-inventory/)
- [Are You Paying Attention to Real Estate Investors?](https://www.karensperspective.com/are-you-a-real-estate-investor/)
- [Karen's Perspective Has Gone Crazy!](https://www.karensperspective.com/karens-perspective-has-gone-crazy/)
- [Mortgage Resets - Here comes the next wave](https://www.karensperspective.com/mortgage-resets-here-comes-the-next-wave/)
- [Blog Redesign Complete!  well.. almost](https://www.karensperspective.com/blog-redesign-complete-well-almost/)
- [Can you Touch the Ceiling?](https://www.karensperspective.com/can-you-touch-the-ceiling/)
- [The Numbers tell the Story](https://www.karensperspective.com/the-numbers-tell-the-story/)
- [The Essential Handbook for Landlords](https://www.karensperspective.com/the-essential-handbook-for-landlords-2/)
- [Thinking About Buying a Home?](https://www.karensperspective.com/thinking-about-buying-a-home/)
- [Recourse Loan versus Non-Recourse Loan](https://www.karensperspective.com/recourse-loan-versus-non-recourse-loan/)
- [I Heart Greensboro North Carolina](https://www.karensperspective.com/i-heart-greensboro-north-carolina/) - Here are some amazing art features that are being added to the Greenway that runs for four miles around the city.
- [Time to Prepare Your Home for Fall Weather!](https://www.karensperspective.com/time-to-prepare-your-home-for-fall-weather/) - 13 ideas to help you prepare.
- [Control Your Own Economy!](https://www.karensperspective.com/control-your-own-economy/)
- [How Much can You make When You Buy a Property?](https://www.karensperspective.com/how-much-can-you-make-when-you-buy-a-property/)
- [Mortgage Rates Rise Again](https://www.karensperspective.com/mortgage-rates-rise-again/) - Rates are still at historically low levels and lenders are practically lending money for free but interest rates have been rising for the past 5 weeks. Concerned?
- [Hope is NOT a Strategy](https://www.karensperspective.com/hope-is-not-a-strategy/) - What are your long term goals? Do you have a plan? Are you hoping things improve? For true success, you must create a plan.
- [How to Sell Your Home.. Discount!](https://www.karensperspective.com/if-you-have-to-sell-now-discount/)
- [How Good is your Contractor?](https://www.karensperspective.com/how-good-is-your-contractor/)
- [Mortgage Closing Costs are on the Rise](https://www.karensperspective.com/mortgage-closing-costs-are-on-the-rise/)
- [Unique Ways to Find a Rental Property](https://www.karensperspective.com/unique-ways-to-find-a-rental-property/) - Problem finding what you're looking for? Have you tried any of the following unique ideas? Read on.
- [Donate Your Next Birthday to Clean Water!](https://www.karensperspective.com/donate-your-next-birthday-to-clean-water/) - Scott Harrison of charity water discovered a way to turn birthdays into freshwater wells. 7 years later, his PassionProject has brought clean water to over 3 million people. Watch and learn how you can join in!
- [A Storm is Coming! Be sure to...](https://www.karensperspective.com/a-storm-is-coming-be-sure-to/)
- [the Art of Negotiation](https://www.karensperspective.com/the-art-of-negotiation-2/)
- [How Quickly Should You Be Responding to Customers?](https://www.karensperspective.com/how-quickly-should-you-be-responding-to-customers/) - As many as sixty percent of the public expects a response within 24 hours. Forty two percent within one hour! How quickly are you responding to customers?
- [What is an REO and Where can You Find Them?](https://www.karensperspective.com/what-is-an-reo-and-where-can-you-find-them/)
- [Your Credit Score May Sink When You Sign up for Mortgage Relief](https://www.karensperspective.com/your-credit-score-may-sink-when-you-sign-up-for-mortgage-relief/)
- [How to Buy an REO](https://www.karensperspective.com/how-to-buy-an-reo/)
- [The Essential Handbook for Buying a Home](https://www.karensperspective.com/the-essential-handbook-for-buying-a-home-4/)
- [90 Day Wait Period to Sell Properties Waived - Hooray!](https://www.karensperspective.com/90-day-wait-period-to-sell-properties-waived-hooray/)
- [Short Sale vs. Foreclosure - How Does it Impact You?](https://www.karensperspective.com/short-sale-vs-foreclosure-how-does-it-impact-you/)
- [Lenders Repossessing Homes at Record Levels](https://www.karensperspective.com/lenders-repossessing-homes-at-record-levels/)
- [Foreclosures are Hard to Buy](https://www.karensperspective.com/foreclosures-are-hard-to-buy/)
- [New Bulk Selling of REOs - How Will it Impact You?](https://www.karensperspective.com/new-bulk-selling-of-reos-how-will-it-impact-you/)
- [What is Hard Money?](https://www.karensperspective.com/what-is-hard-money-2/) - Hard money: short term loan, secured by your property. Here's why you should choose to use hard money:
- [Why Live and Invest in Greensboro, North Carolina](https://www.karensperspective.com/why-live-and-invest-in-greensboro-north-carolina/) - If you're looking for a wonderful place to call home, there's no where better than Greensboro, North Carolina. Here are some of the reasons why.
- [Greensboro, NC](https://www.karensperspective.com/greensboro-nc/)
- [Real Estate Investing - Do You Need Training to Invest?](https://www.karensperspective.com/do-you-need-training-to-be-a-real-estate-investor/)
- [Real Estate vs. Stock Market](https://www.karensperspective.com/real-estate-vs-stock-market/)
- [Tax Credit or Tax Deduction - Which is Better?](https://www.karensperspective.com/tax-credit-or-tax-deduction-which-is-better/)
- [Welcome to Spring](https://www.karensperspective.com/welcome-to-spring/)
- [The IRS is Liening Hard](https://www.karensperspective.com/the-irs-is-liening-hard/)
- [30 Questions a Tenant Will Ask Before Signing a Rental Contract](https://www.karensperspective.com/30-questions-a-tenant-will-ask-before-signing-a-rental-contract/)
- [How to Present Your Low Offer to a Seller](https://www.karensperspective.com/how-to-present-your-low-offer-to-a-seller/) - Many investors are concerned about presenting a "low" offer to a seller. Here is a process to follow.
- [Small Homes are Now the Big Demand](https://www.karensperspective.com/small-homes-are-now-the-big-demand/)
- [Steps Involved in a Short Sale](https://www.karensperspective.com/steps-involved-in-a-short-sale/)
- [Green Walls by Nature!](https://www.karensperspective.com/green-walls-by-nature/)
- [Happy Day after Earth Day!](https://www.karensperspective.com/happy-day-after-earth-day/)
- [Change your View of the World!](https://www.karensperspective.com/change-your-view-of-the-world/)
- [Idea Paint!  Better than a chalkboard!](https://www.karensperspective.com/idea-paint-better-than-a-chalkboard/)
- [Green tips - Water Conservation](https://www.karensperspective.com/green-tips-water-conservation/)
- [New Things to Consider When Buying or Selling](https://www.karensperspective.com/new-things-to-consider-when-buying-or-selling/)
- [Can the Government save the Housing Market?](https://www.karensperspective.com/can-the-government-save-the-housing-market/)
- [Raising Your Credit Score after a Short Sale](https://www.karensperspective.com/raising-your-credit-score-after-a-short-sale/)
- [Mortgage Forgiveness Debt Relief Act](https://www.karensperspective.com/mortgage-forgiveness-debt-relief-act/)
- [North Carolina #5 on Forbes list of "Best Places for Business"](https://www.karensperspective.com/north-carolina-5-on-forbes-list-of-best-places-for-business/)
- [Life in a Garbage Truck!](https://www.karensperspective.com/life-in-a-garbage-truck/)
- [USDA Offers 100% Financing](https://www.karensperspective.com/usda-offers-100-financing/)
- [Reverse Mortgage - Good Thing or Bad?](https://www.karensperspective.com/reverse-mortgage-good-thing-or-bad/)
- [Time Management](https://www.karensperspective.com/time-management/)
- [North Carolina Ranked #1 for Business](https://www.karensperspective.com/north-carolina-ranked-1-for-business/)
- [Had a Foreclosure? Are you still on Record as Owner?](https://www.karensperspective.com/had-a-foreclosure-are-you-still-on-record-as-owner/)
- [Vacant House Insurance](https://www.karensperspective.com/vacant-house-insurance/)
- [Your Credit Card is Canceled](https://www.karensperspective.com/your-credit-card-is-canceled/)
- [Debit Card - Do You Use One?](https://www.karensperspective.com/debit-card-do-you-use-one/)
- [Building Permits - Do You Need One?](https://www.karensperspective.com/building-permits-do-you-need-one/)
- [Cheating on Your Tax Return? Someone You Trust May Get a Reward for Turning You In!](https://www.karensperspective.com/cheating-on-your-tax-return-someone-you-trust-may-get-a-reward-for-turning-you-in/)
- [Turned Down for a Mortgage?  What's Next?](https://www.karensperspective.com/turned-down-for-a-mortgage-whats-next/)
- [Foreclosure Upset Bid Refund - How Do You Get It?](https://www.karensperspective.com/foreclosure-upset-bid-refund/)
- [List Your House Now](https://www.karensperspective.com/list-your-house-now/)
- [Carbon Monoxide Detectors Required](https://www.karensperspective.com/carbon-monoxide-detectors-required/)
- [Ready to Buy/Sell a Home? Now's the Time..](https://www.karensperspective.com/ready-to-buysell-a-home-nows-the-time/)
- [Short Sales Changes](https://www.karensperspective.com/short-sales-changes/)
- [Buying a Home in a Grocery Store](https://www.karensperspective.com/buying-a-home-in-a-grocery-store/)
- [$15 Million Drop in Value](https://www.karensperspective.com/15-million-drop-in-value/)
- [Free Energy Audit for Your Home](https://www.karensperspective.com/free-energy-audit-for-your-home/)
- [Top 10 States for Foreclosure](https://www.karensperspective.com/top-10-states-for-foreclosure/)
- [Equity - New Work for Equity Requirements](https://www.karensperspective.com/equity-new-workfor-equity-requirements/)
- [How Many Ways can Lenders Prevent a Closing?](https://www.karensperspective.com/how-many-ways-can-lenders-prevent-a-closing/)
- [HUD SAFE Mortgage Act](https://www.karensperspective.com/hud-safe-mortgage-act/)
- [Why Invest in Real Estate?](https://www.karensperspective.com/why-invest-in-real-estate/)
- [Why Invest in Real Estate, 2](https://www.karensperspective.com/why-invest-in-real-estate-2/)
- [North Carolina - Number 3 for US Population Growth last Year](https://www.karensperspective.com/north-carolina-number-3-for-us-population-growth-last-year/)
- [How to Have an Open House, 2](https://www.karensperspective.com/how-to-have-an-open-house-2/)
- [Fed Stopped Buying Mortgages](https://www.karensperspective.com/fed-stopped-buying-mortgages/)
- [Real Estate Investing - is This a Good Time?](https://www.karensperspective.com/real-estate-investing-is-this-a-good-time/)
- [EPA New Lead Paint Rules](https://www.karensperspective.com/epa-new-lead-paint-rules/)
- [North Carolina Property Value Predictions](https://www.karensperspective.com/north-carolina-property-value-predictions/)
- [Protecting Your Property Rights, Our Day on the Hill](https://www.karensperspective.com/protecting-your-property-rights-our-day-on-the-hill/)
- [May is National Home Improvement Month](https://www.karensperspective.com/may-is-national-home-improvement-month/)
- [Should Realtors Work with "Flippers"?](https://www.karensperspective.com/should-realtors-work-with-flippers/)
- [Plastic Bag Tax](https://www.karensperspective.com/plastic-bag-tax/)
- [Short Sales - The Mortgage Forgiveness Debt Relief Act](https://www.karensperspective.com/short-sales-the-mortgage-forgiveness-debt-relief-act/)
- [19 More Great Home Remedies](https://www.karensperspective.com/19-more-great-home-remedies/)
- [Is This a Good Time to Buy a Home in Greensboro?](https://www.karensperspective.com/is-this-a-good-time-to-buy-a-home-in-greensboro/)
- [Sell Your Home or Keep it and Rent it Out?](https://www.karensperspective.com/sell-your-home-or-keep-it-and-rent-it-out/)
- [Most Unusual Home!](https://www.karensperspective.com/most-unusual-home/)
- [Seller Financing Escapes Extinction](https://www.karensperspective.com/seller-financing-escapes-extinction/)
- [How do I get Started in Real Estate Investing?](https://www.karensperspective.com/how-do-i-get-started-in-real-estate-investing/)
- [EPA Extends Deadline for new Lead Based Paint Rules](https://www.karensperspective.com/epa-extends-deadline-for-new-lead-based-paint-rules/)
- [Steps for Starting a Career in Real Estate Investing](https://www.karensperspective.com/steps-for-starting-a-career-in-real-estate-investing/) - What should you do first? What do you need to know? Where do you go to learn? How do you find motivated buyers and sellers? Follow along to find out!
- [Produce the Note - Pro-active Steps When Facing Foreclosure](https://www.karensperspective.com/produce-the-note-pro-active-steps-when-facing-foreclosure/)
- [What is a Short Sale?](https://www.karensperspective.com/what-is-a-short-sale/)
- [What is a Lease with Option to Purchase?](https://www.karensperspective.com/what-is-a-lease-with-option-to-purchase/) - Thousands of up-until-recently homeowners are being forced to rent because they no longer have the credit or the money to buy. Here are options beyond renting.
- [To Buy or to Rent in Today's Real Estate Market?](https://www.karensperspective.com/to-buy-or-to-rent-in-todays-real-estate-market/)
- [Landscaping - Reap Huge Rewards!](https://www.karensperspective.com/landscaping-reap-huge-rewards/) - There's money buried in your yard! You can actually increase the value of your home by improving the landscaping.
- [Landscaping Adds Value!](https://www.karensperspective.com/landscaping-adds-value/)
- [10 Tips for a Better Yard](https://www.karensperspective.com/10-tips-for-a-better-yard/) - 10 tips to help sell your home, or simply to create a beautiful yard as a private retreat and a comfortable spot to come home to.
- [Trees Add Value - It's Time to Plant!](https://www.karensperspective.com/trees-add-value-its-time-to-plant/) - The net cooling effect of a young, healthy tree is equivalent to 10 room-size air conditioners operating 20 hours a day. Read on for more reasons to plant!
- [The House of Tomorrow](https://www.karensperspective.com/the-house-of-tomorrow/)
- [Build a House for $8.33 per square foot](https://www.karensperspective.com/build-a-house-for-8-33-per-square-foot/) - Not everything is about size, but some things are. See how one man actually built a house for $8.33 per square foot.
- [Success Takes Risk](https://www.karensperspective.com/success-takes-risk/)
- [If you can dream it, you can do it.](https://www.karensperspective.com/if-you-can-dream-it-you-can-do-it/)
- [What is Your Home Really Worth?](https://www.karensperspective.com/what-is-your-home-really-worth/)
- [Investing in Real Estate - 1](https://www.karensperspective.com/investing-in-real-estate-1/)
- [30 Ways to Save Money on Utilities](https://www.karensperspective.com/30-ways-to-save-money-on-utilities/)
- [No Parking in Front Yards](https://www.karensperspective.com/no-parking-in-front-yards/) - There's a ban on the books in Greensboro, NC. No parking on front yards. The ban has been on the books since July 15, 2009. Did you know? Do you park in your yard?
- [New Credit Card Laws go into Effect August, 2009](https://www.karensperspective.com/new-credit-card-laws-go-into-effect-this-month/)
- [5 Things that can Hurt Your Chances of Getting a Mortgage](https://www.karensperspective.com/5-things-that-can-hurt-your-chances-of-getting-a-mortgage/)
- [Home Vacancy Rates](https://www.karensperspective.com/home-vacancy-rates/)
- [Selling your Property through Auction](https://www.karensperspective.com/selling-your-property-through-auction/)
- [How to Reduce Your Property Taxes](https://www.karensperspective.com/how-to-reduce-your-property-taxes/)
- [How to Increase Your Credit Score](https://www.karensperspective.com/how-to-increase-your-credit-score/)
- [24 Helpful Home Remedies](https://www.karensperspective.com/24-helpful-home-remedies/)
- [Home Equity Loan](https://www.karensperspective.com/home-equity-loan/)
- [Want to Refinance? Do you Qualify? How Much can you Save?](https://www.karensperspective.com/want-to-refinance-do-you-qualify-how-much-can-you-save/) - On a $165,000 mortgage with seven percent interest rate, monthly payments are $1098 and the total interest paid in 30 years is $230,189. Should you refinance?
- [What defines "Building Green"?](https://www.karensperspective.com/what-defines-building-green/)
- [Is it Better to Buy or to Rent?](https://www.karensperspective.com/is-it-better-to-buy-or-to-rent/)
- [11 Tips for Selling Your Home Faster](https://www.karensperspective.com/11-tips-for-selling-your-home-faster/)
- [6 Strategies for Funding Investment Properties](https://www.karensperspective.com/6-strategies-for-funding-investment-properties/)
- [6 Options When You Can't Make Your Mortgage Payment](https://www.karensperspective.com/6-options-when-you-cant-make-your-mortgage-payment/)
- [Well, we've moved...](https://www.karensperspective.com/well-weve-moved/)
- [Will a Short Sale hurt your credit?](https://www.karensperspective.com/will-a-short-sale-hurt-your-credit/)
- [Home Depot vs. Lowes](https://www.karensperspective.com/home-depot-vs-lowes/)
- [Building Green](https://www.karensperspective.com/building-green/)
- [Benefits to Buying a Home Now](https://www.karensperspective.com/benefits-to-buying-a-home-now/)
- [What Happens to Your Business When the Power goes Out?](https://www.karensperspective.com/what-happens-to-your-business-when-the-power-goes-out/)
- [Everyone Sees Your Property Differently](https://www.karensperspective.com/everyone-sees-your-property-differently/)
- [The Best Real Estate Investing Advice](https://www.karensperspective.com/the-best-real-estate-investing-advice/)
- [10 Steps to a Successful Open House](https://www.karensperspective.com/10-steps-to-a-successful-open-house/)
- [Determining Property Values](https://www.karensperspective.com/determining-property-values/)
- [Interest Rate Discussion](https://www.karensperspective.com/interest-rate-discussion/)
- [Let's Go Girls..](https://www.karensperspective.com/lets-go-girls/)
- [How Much Should You Spend on Marketing?](https://www.karensperspective.com/how-much-should-you-spend-on-marketing/)
- [Foreclosures - More Profitable Than Loan Modifications?](https://www.karensperspective.com/foreclosures-more-profitable-than-loan-modifications/)
- [New Rules Concerning Short Sales](https://www.karensperspective.com/new-rules-concerning-short-sales/)
- [RUCO Laws - Are They Still in Effect?](https://www.karensperspective.com/ruco-laws-are-they-still-in-effect/)
- [the Essential Handbook for Buying a Home](https://www.karensperspective.com/the-essential-handbook-for-buying-a-home-3/)
- [Pricing Your House to Sell - Comparable Sales Method](https://www.karensperspective.com/pricing-your-house-to-sell-comparable-sales-method/)
- [NAR Rental Agreement](https://www.karensperspective.com/nar-rental-agreement/)
- [Where and How to Buy Real Estate](https://www.karensperspective.com/where-and-how-to-buy-real-estate/)
- [Follow Up with Every Potential Customer](https://www.karensperspective.com/follow-up-with-every-potential-customer/)
- [Housing Affordability Index - Does it Matter to You?](https://www.karensperspective.com/housing-affordability-index-does-it-matter-to-you/)
- [Housing Affordability is at a Peak!](https://www.karensperspective.com/housing-affordability-is-at-a-peak/)
- [Decorating on a Budget - Exterior](https://www.karensperspective.com/decorating-on-a-budget-exterior/)
- [Flipping Properties](https://www.karensperspective.com/flipping-properties/)
- [First Time Homebuyer Questions](https://www.karensperspective.com/first-time-homebuyer-questions/) - Buying a home can be a frightening and overwhelming experience, especially the first time. Following is some basic information to help as you begin the process:
- [Pros and Cons of For Sale by Owner: Weighing Your Options](https://www.karensperspective.com/pros-and-cons-of-for-sale-by-owner-weighing-your-options/)
- [If I Were to Start My Real Estate Investing Over Again Today](https://www.karensperspective.com/if-i-were-to-start-my-real-estate-investing-over-again-today/)
- [Buying Real Estate with Leverage Rather than Cash - Why Would You?](https://www.karensperspective.com/buying-real-estate-with-leverage-rather-than-cash-why-would-you/)
- [Investing in Real Estate - 2](https://www.karensperspective.com/investing-in-real-estate-2/)
- [Why Realtors Should Work with Investors!](https://www.karensperspective.com/why-realtors-should-work-with-investors/)
- [Depreciation Advantage for Hold Properties](https://www.karensperspective.com/depreciation-advantage-for-hold-properties/)
- [Marketing for $100 per Month](https://www.karensperspective.com/marketing-for-100-per-month/)
- [Investing in Real Estate 3: Beginning Steps](https://www.karensperspective.com/investing-in-real-estate-3-beginning-steps/)
- [Closing Costs - How Expensive are They?](https://www.karensperspective.com/closing-costs-how-expensive-are-they/)
- [Investing in Real Estate 4: Picking Your Target Area](https://www.karensperspective.com/investing-in-real-estate-4-picking-your-target-area/)
- [10 Options for Sellers facing Foreclosure](https://www.karensperspective.com/10-options-for-sellers-facing-foreclosure/)
- [3 Things to look for When making an Offer](https://www.karensperspective.com/3-things-to-look-for-when-making-an-offer/)
- [Real Estate Cycles - Buy now!](https://www.karensperspective.com/real-estate-cycles-buy-now/)
- [Tax Statements and Private Money Lenders](https://www.karensperspective.com/tax-statements-and-private-money-lenders/)
- [15 Books all Business Owners should Read](https://www.karensperspective.com/15-books-all-business-owners-should-read-2/)
- [IRS Audits for Real Estate Professionals, II](https://www.karensperspective.com/irs-audits-for-real-estate-professionals-ii/)
- [Working With Your Spouse](https://www.karensperspective.com/working-with-your-spouse/)
- [Gain 10 Extra Hours Next Week!](https://www.karensperspective.com/gain-10-extra-hours-next-week/)
- [It Doesn't Get any Better than This!](https://www.karensperspective.com/it-doesnt-get-any-better-than-this/)
- [This Market is Tough..](https://www.karensperspective.com/this-market-is-tough/)
- [The Cost of 100% Financing](https://www.karensperspective.com/the-cost-of-100-financing/)
- [Rent Prices are on the Rise - Should You Rent or Should You Own?](https://www.karensperspective.com/rent-prices-are-on-the-rise-should-you-rent-or-should-you-own/)
- [Social Media](https://www.karensperspective.com/social-media/)
- [RUCO vs. House Bill 554](https://www.karensperspective.com/ruco-vs-house-bill-554/)
- [Short Sale - Offer 100 Percent Deposit!](https://www.karensperspective.com/short-sale-offer-100-percent-deposit/)
- [House Not Selling?](https://www.karensperspective.com/house-not-selling/)
- [Costs to Sell Your Home](https://www.karensperspective.com/costs-to-sell-your-home/)
- [Foreclosure Basics](https://www.karensperspective.com/foreclosure-basics/)
- [Are We at the Bottom of the Real Estate Market](https://www.karensperspective.com/are-we-at-the-bottom-of-the-real-estate-market/)
- [Repairing Your Credit](https://www.karensperspective.com/repairing-your-credit/)
- [Should You Hire a Real Estate Agent?](https://www.karensperspective.com/should-you-hire-a-real-estate-agent/)
- [Rent Out Your Home or Sell It?](https://www.karensperspective.com/rent-out-your-home-or-sell-it/)
- [13 Questions When Hiring a Real Estate Agent](https://www.karensperspective.com/13-questions-when-hiring-a-real-estate-agent/)
- [Real Estate is the Best Niche](https://www.karensperspective.com/real-estate-is-the-best-niche/)
- [Can the Rich Pay Off our National Debt?](https://www.karensperspective.com/can-the-rich-pay-off-our-national-debt/)
- [How to Accelerate Your Mortgage Payoff](https://www.karensperspective.com/how-to-accelerate-your-mortgage-payoff/)
- [Cold Calling vs. Direct Mail Marketing](https://www.karensperspective.com/cold-calling-vs-direct-mail-marketing/)
- [How to Accelerate Your Mortgage Payoff - follow-up](https://www.karensperspective.com/how-to-accelerate-your-mortgage-payoff-follow-up/)
- [Mortgage Rates - Do You Care?](https://www.karensperspective.com/mortgage-rates-do-you-care/)
- [Are You Able to Focus?](https://www.karensperspective.com/are-you-able-to-focus/)
- [36 Ways to Find Leads](https://www.karensperspective.com/36-ways-to-find-leads/) - Here's a list we shared in a power point during one of our coaching trainings. What can you add?
- [How to Reduce Everyday Bills](https://www.karensperspective.com/how-to-reduce-everyday-bills/)
- [Getting Ready to Paint? 10 Color Tips..](https://www.karensperspective.com/getting-ready-to-paint-10-color-tips/)
- [Do Your Customers Trust Your Brand?](https://www.karensperspective.com/do-your-customers-trust-your-brand/)
- [16 Ways to Protect Your Home From Burglaries](https://www.karensperspective.com/16-ways-to-protect-your-home-from-burglaries/)
- [How Do You Get Started in the Real Estate Industry?](https://www.karensperspective.com/how-do-you-get-started-in-the-real-estate-industry/)
- [How We Determine What We Can Offer on a Property](https://www.karensperspective.com/how-we-determine-what-we-can-offer-on-a-property/)
- [Unique Ways to Sell a Home](https://www.karensperspective.com/unique-ways-to-sell-a-home/)
- [Selling a Home? Get Your Documentation in Order](https://www.karensperspective.com/selling-a-home-get-your-documentation-in-order/) - By spending prep time up front, you can reduce weeks from the wait-to-close process. The following will assist any agent, attorney, or title company with your transaction.
- [What Credit Score do You Need to Get a Loan?](https://www.karensperspective.com/what-credit-score-do-you-need-to-get-a-loan/)
- [Should You Be Marketing to Women?](https://www.karensperspective.com/should-you-be-marketing-to-women/)
- [Are You Hiring an Employee or an Independent Contractor?](https://www.karensperspective.com/are-you-hiring-an-employee-or-an-independent-contractor/)
- [Apps - Jetfuel for Your Business](https://www.karensperspective.com/apps-jetfuel-for-your-business/)
- [Message to Congress on Small Home Mortgage Foreclosures](https://www.karensperspective.com/message-to-congress-on-small-home-mortgage-foreclosures/)
- [Return on Investments - Stocks vs. Real Estate](https://www.karensperspective.com/return-on-investments-stocks-vs-real-estate/)
- [Is This a Good Time to Buy Real Estate? YES! Here's Why:](https://www.karensperspective.com/is-this-a-good-time-to-buy-real-estate-yes-heres-why/)
- [What to do With Your Christmas Tree after the Holidays](https://www.karensperspective.com/what-to-do-with-your-christmas-tree-after-the-holidays/)
- [Keeping Your Home Warm this Winter](https://www.karensperspective.com/keeping-your-home-warm-this-winter/)
- [How to Respond with a Counter Offer](https://www.karensperspective.com/how-to-respond-with-a-counter-offer/)
- [Advertising Clutter - Are You Being Seen?](https://www.karensperspective.com/advertising-clutter-are-you-being-seen/)
- [Social Media Marketing - How Well Are You Using It?](https://www.karensperspective.com/social-media-marketing-how-well-are-you-using-it/)
- [Branding or Problem Solving? What do Your Customers Care About?](https://www.karensperspective.com/branding-or-problem-solving-what-do-your-customers-care-about/)
- [Real Estate Investing Through Your SEP, IRA, 401k](https://www.karensperspective.com/real-estate-investing-through-your-sep-ira-401k/)
- [The Essential Handbook for Buying and Selling a Home](https://www.karensperspective.com/the-essential-handbook-for-buying-and-selling-a-home/)
- [13 Things Your Burglar Won't Tell You](https://www.karensperspective.com/13-things-your-burglar-wont-tell-you/)
- [Late Rental Payments](https://www.karensperspective.com/late-rental-payments/)
- [Pricing Your House to Sell](https://www.karensperspective.com/pricing-your-house-to-sell-2/)
- [Pricing Your House to Sell - Determining the Correct Amount](https://www.karensperspective.com/pricing-your-house-to-sell-determining-the-correct-amount/)
- [Pricing Your House to Sell - Additional Factors to Consider](https://www.karensperspective.com/pricing-your-house-to-sell-additional-factors-to-consider/)
- [Don't Get Scammed When Looking for a Rental!](https://www.karensperspective.com/dont-get-scammed-when-looking-for-a-rental/)
- [The Essential Handbook for Selling a Home](https://www.karensperspective.com/the-essential-handbook-for-selling-a-home-3/)
- [7 Ways to Spot a Bad Deal](https://www.karensperspective.com/7-ways-to-spot-a-bad-deal/)
- [How to Have an Open House](https://www.karensperspective.com/how-to-have-an-open-house/)
- [Where to Market When Selling a Home](https://www.karensperspective.com/where-to-market-when-selling-a-home/)
- [Measuring Your Business Results](https://www.karensperspective.com/measuring-your-businessresults/)
- [Online Marketing - Any Marketing, Actually](https://www.karensperspective.com/online-marketing-any-marketing-actually/)
- [Can't Make Your Mortgage Payments? 12 Possible Solutions](https://www.karensperspective.com/cant-make-your-mortgage-payments-12-possible-solutions/)
- [House for Sale? Price Right!](https://www.karensperspective.com/house-for-sale-price-right/)
- [Decorating on a Budget - Paint](https://www.karensperspective.com/decorating-on-a-budget-paint/)
- [Decorating on a Budget - Accessories](https://www.karensperspective.com/decorating-on-a-budget-accessories/)
- [18 Ways for Loving Your Home on a Budget](https://www.karensperspective.com/18-ways-for-loving-your-home-on-a-budget/)
- [Decorating on a Budget for the Seasons](https://www.karensperspective.com/decorating-on-a-budget-for-the-seasons/)
- [Is it OK to Ask Your Real Estate Agent for a Discount?](https://www.karensperspective.com/is-it-ok-to-ask-your-real-estate-agent-for-a-discount/)
- [20 Tips to Help Trim Your Summer Utility Bills](https://www.karensperspective.com/20-tips-to-help-trim-your-summer-utility-bills/)
- [Closing Costs - The Unexpected Costs of Buying a House](https://www.karensperspective.com/closing-costs-the-unexpected-costs-of-buying-a-house/)
- [The Essential Handbook for Landlords](https://www.karensperspective.com/the-essential-handbook-for-landlords/)
- [CitiMortgage Launches Home Rental Program](https://www.karensperspective.com/citimortgage-launches-home-rental-program/)
- [Designing a Bathroom](https://www.karensperspective.com/designing-a-bathroom/)
- [18 Ways to Create Opportunities](https://www.karensperspective.com/18-ways-to-create-opportunities/)
- [10 Mistakes to Avoid as a Real Estate Investor](https://www.karensperspective.com/10-mistakes-to-avoid-as-a-real-estate-investor/)
- [Buying a Home - Getting Started](https://www.karensperspective.com/buying-a-home-getting-started/)
- [More Things to Consider Before you Buy](https://www.karensperspective.com/more-things-to-consider-before-you-buy/)
- [Questions to Expect when Applying for a Mortgage](https://www.karensperspective.com/questions-to-expect-when-applying-for-a-mortgage/)
- [Why Should You Own a Home?](https://www.karensperspective.com/why-should-you-own-a-home/)
- [Tax Benefits of Depreciating Rental Properties](https://www.karensperspective.com/tax-benefits-of-depreciating-rental-properties/)
- [Pre-qualification vs. Pre-approval](https://www.karensperspective.com/pre-qualification-vs-pre-approval/)
- [Marketing - How Effective is Yours?](https://www.karensperspective.com/marketing-how-effective-is-yours/)
- [Evicting Tenants](https://www.karensperspective.com/evicting-tenants/)
- [Financing Investment Property](https://www.karensperspective.com/investor-financing/)
- [Amazing Sales Statistics](https://www.karensperspective.com/amazing-sales-statistics/) - Example: Forty eight percent of sales people never follow up with a prospect. Eighty percent of sales are made on the fifth to twelfth contact.
- [IRS Audits for Real Estate Professionals](https://www.karensperspective.com/irs-audits-for-real-estate-professionals/) - One of the biggest benefits to owning real estate is offsetting paper losses against your income. A real estate professional, may write off all losses.
- [Do Real Estate Agents do Enough to Justify Their Commission?](https://www.karensperspective.com/do-real-estate-agents-do-enough-to-justify-their-commission/) - 74 percent of respondents said, "No." What do you think?
- [Pricing Your Rental Property](https://www.karensperspective.com/help-pricing-your-rental-property/) - Following are 10 tools to help you price your rental property.
- [Creating Real Estate Deals](https://www.karensperspective.com/creating-real-estate-deals/) - Great real estate investment deals are often, it seems, impossible to find. Why is that? Great deals are most often created, not found.
- [Making the Most of Your Space](https://www.karensperspective.com/making-the-most-of-your-space/) - Very cool video showing how to transform a 420 square foot apartment into 1100 square feet of usable space.
- [Goal Setting - Why you Need to and How](https://www.karensperspective.com/goal-setting-why-you-need-to-and-how/) - If you don't have a destination, you can count on never getting there. Goal setting is a way to take charge of every aspect of your life rather.
- [Goal Setting](https://www.karensperspective.com/goal-setting/) - If you want success in any area of your life, set and write down your goals. Goal setting keeps you on track and keeps your "reason" always in front of you.
- [Lead Safe Housing Program](https://www.karensperspective.com/lead-safe-housing-program/) - If your property needs lead paint remediation, you may qualify for up to $22,000 toward the repair from this government program.
- [City Landlords Must Register with Police](https://www.karensperspective.com/city-landlords-must-register-with-police/) - As of January 1, 2013, all rental property owners in Charlotte must register their buildings with the Charlotte-Mecklenburg Police Departments.
- [Why Winter May be Your Best Buying Season](https://www.karensperspective.com/why-winter-may-be-your-best-buying-season/) - Often, winter is considered the "slow" season for real estate. We have not found this to be the case! Here are some reasons why:
- [Huge Shout-out to the Greensboro Fire Department](https://www.karensperspective.com/huge-shout-out-to-the-greensboro-fire-department/) - We live in the greatest country. For any emergency, we simply dial 3 numbers, 9-1-1, and a team of responders shows up to assist. Thank you Greensboro Fire Department.
- [Why Being Broke Can Be Good for Your Investing Business](https://www.karensperspective.com/why-being-broke-can-be-good-for-your-investing-business/) - If you have cash, you'll spend too much. We've seen it over and over. The best way to run a business is "lean and mean".
- [Wholesaling Real Estate](https://www.karensperspective.com/wholesaling-real-estate/)
- [Staging Properties - Do You?](https://www.karensperspective.com/staging-properties-do-you/) - We've just staged our second property after selling maybe 100 without staging. Whether we continue to stage has yet to be decided. What are your pros and cons?
- [Finding Private Money - It's Easier Than You Think](https://www.karensperspective.com/finding-private-money-its-easier-than-you-think/) - Don't worry that you need to buy a packet on how to raise money. Don't think you need to hold "investor" meetings where you speak before groups.
- [Stop Saving for Your Future](https://www.karensperspective.com/stop-saving-for-your-future/) - Stop saving for your future. Stop focusing on the future. It seems far away making it less significant than it should be. Here's what to do instead:
- [What is your Property Worth?](https://www.karensperspective.com/what-is-your-property-worth/) - How do you know what a property is worth? There are many free sites (free is good) and some are, of course, better than others. Check these out:
- [Risks of Leaving Your Home Vacant](https://www.karensperspective.com/risks-of-leaving-your-home-vacant/)
- [35 Ways to Market for Sellers](https://www.karensperspective.com/35-ways-to-market-for-sellers/)
- [How to Check Out Crime in Your Area](https://www.karensperspective.com/how-to-check-out-crime-in-your-area/)
- [Do Your Rental Properties Have Carbon Monoxide Detectors?](https://www.karensperspective.com/do-your-rental-properties-have-carbon-monoxide-detectors/) - Landlords take note: Since January 1, 2011, North Carolina Residential Code has required carbon monoxide alarms to be installed in dwellings. Do yours have them?
- [Your Landscaping Is Your First Line of Security at Home](https://www.karensperspective.com/your-landscaping-is-your-first-line-of-security-at-home/) - How secure is your home? Read these tips to find out!
- [Best / Worst Rehab Choices for the Money](https://www.karensperspective.com/best-worst-rehab-choices-for-the-money/)
- [Moving Tips for Renters](https://www.karensperspective.com/moving-tips-for-renters/) - Moving can be a difficult and emotional process. These tips will save you time and aggravation.
- [The Ultimate Guide to Tenant Screening](https://www.karensperspective.com/the-ultimate-guide-to-tenant-screening/) - This guide will help you learn to discern a good tenant from a bad one, a responsible tenant from a irresponsible one, and a non-paying tenant from a paying.
- [50 Tenant Excuses: I can't pay my rent because..](https://www.karensperspective.com/50-tenant-excuses-i-cant-pay-my-rent-because/) - Just when you think you've heard it all... have you? What can you add to our long list of excuses for not paying rent?
- [Housing Inventory is at its Lowest Point in 13 Years](https://www.karensperspective.com/housing-inventory-is-at-its-lowest-point-in-13-years/) - Are you impacted by the current buying frenzy? Housing inventory is at a 13 year low and the median time a property stays on the market is only 2 months.
- [The Moving Process - Cleaning Out](https://www.karensperspective.com/the-moving-process-cleaning-out/) - Are you moving or do you know someone who is? This is the busiest moving time of the year and here are some tips to make the move easier, faster, and cheaper.
- [Boxes, Boxes & More Boxes!](https://www.karensperspective.com/boxes-boxes-more-boxes/) - Planning a move? You can never have enough boxes. Packing yourself means you can mark them well to know where everything is. Read to find out our favorite boxes!
- [10 More Moving Tips](https://www.karensperspective.com/10-more-moving-tips/) - There's a lot to think about and to do when moving. These tips break the process down into easy, helpful steps.
- [Craigslist is Great for Buying & Selling Your Items](https://www.karensperspective.com/craigslist-is-great-for-buying-selling-your-items/) - Want a great free website for buying and selling your items? Check it out - you can't beat free!
- [Warning: Hanging Advertising on Mailboxes is Illegal!](https://www.karensperspective.com/warning-hanging-advertising-on-mailboxes-is-illegal/) - It's not only illegal, tampering with a mailbox is federal illegal and can be a three year sentence and a $50,000.00 fine! Read to find out more.
- [How Quickly Can Your Passwords be Cracked?](https://www.karensperspective.com/how-quickly-can-your-passwords-be-cracked/) - Most, about 12 seconds. Read on to learn how to quickly and easily make your passwords more secure.
- [The ABCs of Me](https://www.karensperspective.com/the-abcs-of-me/) - Read on to find out, and how it relates to your real estate business.
- [Hedge Funds are Changing the Market](https://www.karensperspective.com/hedge-funds-are-changing-the-market/)
- [Fascingating Graphic of Famous U.S. Brands](https://www.karensperspective.com/fascingating-graphic-of-famous-u-s-brands/) - Agree or disagree with the choice of "most famous" from your state, you still have to admit this is a pretty great graphic design.
- [City of Greensboro Cracks Down on Illegal Signs](https://www.karensperspective.com/city-of-greensboro-cracks-down-on-illegal-signs/) - Do you post bandit signs? Open house signs? Directional signs? Do you know where and how this is allowed? Read here to avoid breaking the law and being fined!
- [Using a Credit Card to Finance Deals](https://www.karensperspective.com/credit-cards-for-finanacing-deals/) - Have you ever used a credit card to finance real estate deals? It can be a great source of quick cash but here are some things to watch out for.
- [4 Important Tips for First Time Home Buyers](https://www.karensperspective.com/4-important-tips-for-first-time-home-buyers/) - Considering buying a home? Here are a few very important items to consider when preparing.
- [7 Tips for Selling a Home in the Current Real Estate Market](https://www.karensperspective.com/selling-a-home-in-the-current-real-estate-market/) - Have you listed your property for sale? Are you waiting for an offer? Have you done enough to stand out in this market? Here are some points to consider:
- [The National Debt and Federal Budget Deficit Deconstructed](https://www.karensperspective.com/the-national-debt-and-federal-budget-deficit-deconstructed/) - We hear so much about our deficit and how we can fix it - like tax the rich or stop the wars. Take 20 minutes to watch this video. You'll be amazed.
- [HUD 1 Settlement Statement](https://www.karensperspective.com/hud-1-settlement-statement/)
- [Protect Your Rental Income with the Right Property Insurance Coverage](https://www.karensperspective.com/protect-your-rental-income-with-the-right-property-insurance-coverage/) - Do you rent out your property? Ever? You may not have the insurance coverage for paying guests that you need. Read on to find out if you're properly covered.
- [the Art of Negotiation](https://www.karensperspective.com/the-art-of-negotiation/) - Did you know that you can negotiate prices in a department store? How about in a restaurant? Have you ever tried? Here's some encouragement for you!
- [20 Things We Should Learn from This Economy](https://www.karensperspective.com/15-things-we-should-learn-from-this-economy/) - What are we learning in this economy that will protect us in any economy? Check out this list and determine if you're protected.
- [Mortgage Escrow - What is it? How does it work?](https://www.karensperspective.com/escrow-what-is-it-how-does-it-work/) - Do you have monies held out of your mortgage payments to cover taxes and insurance? Does your lender require it? What does this mean for you?
- [National Landlord Tenant Guides](https://www.karensperspective.com/national-landlord-tenant-guides/) - Are tenants allowed to simply call and say "I'll be out by the weekend"? Learn the answer to this and so much more!
- [What Have You Done for Your Clients Lately?](https://www.karensperspective.com/what-have-you-done-for-your-clients-lately/)
- [How to Make an Offer to a Seller](https://www.karensperspective.com/how-to-make-an-offer-to-a-seller/) - As investors, we don't pay full retail, so here's how we present an offer to the seller so s/he understands how we came to the number we're presenting.
- [Steps for Starting a Company](https://www.karensperspective.com/steps-for-starting-a-company/) - Have you ever started a business? Here are the steps that occurred in our first functioning week. Tips to consider!
- [How Large is a Trillion?](https://www.karensperspective.com/how-large-is-a-trillion/)
- [Drones ~ The Newest Way to Photograph Your Properties](https://www.karensperspective.com/drones-the-newest-way-to-photograph-your-properties/) - Need an aerial view of a large estate? Simply want to check out the condition of a roof and gutters? With a cost as low as $299, your future may have arrived.
- [How We Started Real Estate Investing](https://www.karensperspective.com/how-we-started-real-estate-investing/) - How to get started investing in real estate? There are many possible answers, but what I can share with confidence is the story of how and why we got started.
- [How the Economic Machine Works](https://www.karensperspective.com/how-the-economic-machine-works/) - In only 30 minutes, this video breaks down some really essential facts about how our economy works.
- [Pros and Cons of Wholesale Real Estate](https://www.karensperspective.com/pros-and-cons-of-wholesale-real-estate/)
- [Such a Great Way to Read](https://www.karensperspective.com/such-a-great-way-to-read/)
- [Real Estate Investing as learned by Playing Monopoly](https://www.karensperspective.com/real-estate-investing-as-learned-by-playing-monopoly/)
- [Open House - it's time!](https://www.karensperspective.com/open-house-its-time/)
- [Target Marketing Your Property to the Right Prospects](https://www.karensperspective.com/target-marketing-your-property-to-the-right-prospects/)
- [Condo, Co-op, Townhouse - What's the Difference?](https://www.karensperspective.com/condo-co-op-townhouse-whats-the-difference/) - The differences could (should) affect what you buy and how. There are differences in what you own and what you can do with your space. Also, fees with each vary.
- [Rules and Regulations of Self-Directed IRAs](https://www.karensperspective.com/rules-and-regulations-of-self-directed-iras/) - IRAs are a FABULOUS way to invest. One of the companies we use is Equity Trust. This 5 minute video explains some basics of owning and investing with an IRA.
- [Marketing with Videos](https://www.karensperspective.com/marketing-with-videos/) - Videos bring more traffic and keep people engaged with your ad longer than text or photos. Check this out.
- [6 Mistakes to Avoid When Building Your Dream Home](https://www.karensperspective.com/6-mistakes-to-avoid-when-building-your-dream-home/)
- [The RIGHT Way and the WRONG Way to Invest in Real Estate](https://www.karensperspective.com/the-right-way-and-the-wrong-way-to-invest-in-real-estate/)
- [How to Easily Create Strong Passwords](https://www.karensperspective.com/how-to-easily-create-strong-passwords/) - You only need one very strong password for everything you use to be secure. Here are easy tips for creating and storing strong passwords.
- [Where Can I Buy/Sell Investment Properties?](https://www.karensperspective.com/where-can-i-buysell-investment-properties/)
- [Buying a Property With Tenants](https://www.karensperspective.com/buying-a-property-with-tenants/)
- [Getting Started in Real Estate - Just Do It!](https://www.karensperspective.com/getting-started-in-real-estate-just-do-it/)
- [How Investing Fits into the Family Real Estate Business](https://www.karensperspective.com/how-investing-fits-into-the-family-real-estate-business/)
- [What Tenants Need to Understand](https://www.karensperspective.com/what-tenants-need-to-understand/)
- [Why You Need an Absolute Focused Goal](https://www.karensperspective.com/why-you-need-an-absolute-focused-goal/)
- [The Essential Handbook for Selling a Home](https://www.karensperspective.com/the-essential-handbook-for-selling-a-home/)
- [Karen Rittenhouse’s New Book “The Essential Handbook for Selling a Home”](https://www.karensperspective.com/karen-rittenhouses-new-book-the-essential-handbook-for-selling-a-home/)
- [What do First Time Homebuyers Look For?](https://www.karensperspective.com/what-do-first-time-homebuyers-look-for/)
- [World Statistics in Real Time](https://www.karensperspective.com/world-statistics-in-real-time/)
- [Six Biggest Home Seller Mistakes](https://www.karensperspective.com/six-biggest-home-seller-mistakes/)
- [What Are You Reading?](https://www.karensperspective.com/what-are-you-reading/)

## Pages

- [Links](https://www.karensperspective.com/links/)
- [Contact](https://www.karensperspective.com/contact/)
- [About Karen Rittenhouse](https://www.karensperspective.com/about-karen-rittenhouse/)
- [My Books](https://www.karensperspective.com/my-books/)

## Categories

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- [Helpful Hints](https://www.karensperspective.com/category/helpful-hints/)
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- [Open House](https://www.karensperspective.com/category/open-house/)
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- [North Carolina](https://www.karensperspective.com/category/north-carolina/)
- [Economy](https://www.karensperspective.com/category/economy/)
- [Taxes](https://www.karensperspective.com/category/taxes/)
- [Goal Setting](https://www.karensperspective.com/category/goal-setting/)
- [Government Regulations and Programs](https://www.karensperspective.com/category/government-regulations/)
- [Real Estate Investing](https://www.karensperspective.com/category/real-estate-investing/)
- [Greensboro](https://www.karensperspective.com/category/greensboro/)
- [Property Management](https://www.karensperspective.com/category/property-management/)
- [House Pricing](https://www.karensperspective.com/category/house-pricing/)
- [Borrowing and Lending](https://www.karensperspective.com/category/borrowing-and-lending/)
- [Coaching](https://www.karensperspective.com/category/coaching/)
- [The Essential Handbook for Buying a Home](https://www.karensperspective.com/category/the-essential-handbook-for-buying-a-home/)
- [Landlording](https://www.karensperspective.com/category/landlording/)
- [Renovation](https://www.karensperspective.com/category/renovation-2/)
- [The Essential Handbook for Selling a Home](https://www.karensperspective.com/category/the-essential-handbook-for-selling-a-home/)
- [The Essential Handbook for Landlords](https://www.karensperspective.com/category/the-essential-handbook-for-landlords-2/)
- [Multiple Streams of Income Calculaor](https://www.karensperspective.com/category/real-estate-investing/multiple-streams-of-income-calculaor/)
- [Building a Business](https://www.karensperspective.com/category/real-estate-investing/building-a-business/)
- [Retirement](https://www.karensperspective.com/category/goal-setting/retirement/)
- [Hard Money](https://www.karensperspective.com/category/hard-money/)
- [Wholesaling](https://www.karensperspective.com/category/wholesaling/)
- [Starting Out](https://www.karensperspective.com/category/real-estate-investing/starting-out-real-estate-investing/)
- [Covid](https://www.karensperspective.com/category/covid/)

## Tags

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- [offers](https://www.karensperspective.com/tag/offers/)
- [Walt Disney](https://www.karensperspective.com/tag/walt-disney/)
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- [Statistics](https://www.karensperspective.com/tag/statistics/)
- [real estate cycles](https://www.karensperspective.com/tag/real-estate-cycles/)
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- [loan mod](https://www.karensperspective.com/tag/loan-mod/)
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- [market trends](https://www.karensperspective.com/tag/market-trends/)
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- [real estate agent](https://www.karensperspective.com/tag/real-estate-agent/)
- [comp](https://www.karensperspective.com/tag/comp/)
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- [comparable sales](https://www.karensperspective.com/tag/comparable-sales/)
- [cost per sq.ft.](https://www.karensperspective.com/tag/cost-per-sq-ft/)
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- [lender fees](https://www.karensperspective.com/tag/lender-fees/)
- [home buyers](https://www.karensperspective.com/tag/home-buyers/)
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- [green walls](https://www.karensperspective.com/tag/green-walls/)
- [efficient windows](https://www.karensperspective.com/tag/efficient-windows/)
- [renters](https://www.karensperspective.com/tag/renters/)
- [seller](https://www.karensperspective.com/tag/seller/)
- [buyer](https://www.karensperspective.com/tag/buyer/)
- [real estate investing](https://www.karensperspective.com/tag/real-estate-investing-2/)
- [piedmont](https://www.karensperspective.com/tag/piedmont/)
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- [ACC](https://www.karensperspective.com/tag/acc/)
- [A&T University](https://www.karensperspective.com/tag/at-university/)
- [niche market](https://www.karensperspective.com/tag/niche-market/)
- [coaching](https://www.karensperspective.com/tag/coaching-2/)
- [triad mastermind](https://www.karensperspective.com/tag/triad-mastermind/)
- [Tony Robbins](https://www.karensperspective.com/tag/tony-robbins/)
- [goal setting](https://www.karensperspective.com/tag/goal-setting-2/)
- [assignment](https://www.karensperspective.com/tag/assignment/)
- [bird dogging](https://www.karensperspective.com/tag/bird-dogging/)
- [credit card](https://www.karensperspective.com/tag/credit-card/)
- [repairing your credit](https://www.karensperspective.com/tag/repairing-your-credit/)
- [notice of default](https://www.karensperspective.com/tag/notice-of-default/)
- [foreclosure proceedings](https://www.karensperspective.com/tag/foreclosure-proceedings/)
- [HUD1](https://www.karensperspective.com/tag/hud1/)
- [home inspections](https://www.karensperspective.com/tag/home-inspections/)
- [home shield](https://www.karensperspective.com/tag/home-shield/)
- [selling a house](https://www.karensperspective.com/tag/selling-a-house/)
- [property management](https://www.karensperspective.com/tag/property-management-2/)
- [online marketing](https://www.karensperspective.com/tag/online-marketing/)
- [investors](https://www.karensperspective.com/tag/investors/)
- [deal structure](https://www.karensperspective.com/tag/deal-structure/)
- [tarp](https://www.karensperspective.com/tag/tarp/)
- [real estate market](https://www.karensperspective.com/tag/real-estate-market/)
- [staging home](https://www.karensperspective.com/tag/staging-home/)
- [north carolina general assembly](https://www.karensperspective.com/tag/north-carolina-general-assembly/)
- [Dow](https://www.karensperspective.com/tag/dow/)
- [Wall Street](https://www.karensperspective.com/tag/wall-street/)
- [NASDAQ](https://www.karensperspective.com/tag/nasdaq/)
- [stock market](https://www.karensperspective.com/tag/stock-market/)
- [settlement statement](https://www.karensperspective.com/tag/settlement-statement/)
- [FHA](https://www.karensperspective.com/tag/fha/)
- [cold calling](https://www.karensperspective.com/tag/cold-calling/)
- [branding](https://www.karensperspective.com/tag/branding/)
- [alarm system](https://www.karensperspective.com/tag/alarm-system/)
- [mortgage payoff](https://www.karensperspective.com/tag/mortgage-payoff/)
- [amoritization](https://www.karensperspective.com/tag/amoritization/)
- [mortgage payment](https://www.karensperspective.com/tag/mortgage-payment/)
- [national debt](https://www.karensperspective.com/tag/national-debt/)
- [mortgage acceleration](https://www.karensperspective.com/tag/mortgage-acceleration/)
- [focus](https://www.karensperspective.com/tag/focus/)
- [ADD](https://www.karensperspective.com/tag/add/)
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- [mortgage rates](https://www.karensperspective.com/tag/mortgage-rates/)
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- [trust](https://www.karensperspective.com/tag/trust/)
- [BMW](https://www.karensperspective.com/tag/bmw/)
- [the Essential Handbook for Buying a Home](https://www.karensperspective.com/tag/the-essential-handbook-for-buying-a-home-2/)
- [paint](https://www.karensperspective.com/tag/paint/)
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- [lock](https://www.karensperspective.com/tag/lock/)
- [real estate industry](https://www.karensperspective.com/tag/real-estate-industry/)
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- [renovations](https://www.karensperspective.com/tag/renovations/)
- [appreciation](https://www.karensperspective.com/tag/appreciation/)
- [asking price](https://www.karensperspective.com/tag/asking-price/)
- [buyer discount](https://www.karensperspective.com/tag/buyer-discount/)
- [closing cost](https://www.karensperspective.com/tag/closing-cost/)
- [sell a home](https://www.karensperspective.com/tag/sell-a-home/)
- [home for sale](https://www.karensperspective.com/tag/home-for-sale/)
- [google](https://www.karensperspective.com/tag/google/)
- [selling a home](https://www.karensperspective.com/tag/selling-a-home-2/)
- [roi](https://www.karensperspective.com/tag/roi/)
- [return on investment](https://www.karensperspective.com/tag/return-on-investment/)
- [furnace](https://www.karensperspective.com/tag/furnace/)
- [trees](https://www.karensperspective.com/tag/trees/)
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- [employee](https://www.karensperspective.com/tag/employee/)
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- [franklin d. roosevelt](https://www.karensperspective.com/tag/franklin-d-roosevelt/)
- [homeowner](https://www.karensperspective.com/tag/homeowner/)
- [homeownership](https://www.karensperspective.com/tag/homeownership/)
- [mortgage debt](https://www.karensperspective.com/tag/mortgage-debt/)
- [investor](https://www.karensperspective.com/tag/investor/)
- [bulk reo](https://www.karensperspective.com/tag/bulk-reo/)
- [stocks](https://www.karensperspective.com/tag/stocks/)
- [book signing](https://www.karensperspective.com/tag/book-signing/)
- [rent](https://www.karensperspective.com/tag/rent/)
- [hope](https://www.karensperspective.com/tag/hope/)
- [strategy](https://www.karensperspective.com/tag/strategy/)
- [home](https://www.karensperspective.com/tag/home/)
- [heating](https://www.karensperspective.com/tag/heating/)
- [insulation](https://www.karensperspective.com/tag/insulation/)
- [weather stripping](https://www.karensperspective.com/tag/weather-stripping/)
- [planning](https://www.karensperspective.com/tag/planning/)
- [fees](https://www.karensperspective.com/tag/fees/)
- [real estate commission](https://www.karensperspective.com/tag/real-estate-commission/)
- [counter offer](https://www.karensperspective.com/tag/counter-offer/)
- [buying a home](https://www.karensperspective.com/tag/buying-a-home-2/)
- [home inspection](https://www.karensperspective.com/tag/home-inspection/)
- [home inspector](https://www.karensperspective.com/tag/home-inspector/)
- [inspection](https://www.karensperspective.com/tag/inspection/)
- [staging](https://www.karensperspective.com/tag/staging/)
- [advertising](https://www.karensperspective.com/tag/advertising/)
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- [advertisers](https://www.karensperspective.com/tag/advertisers/)
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- [SEP](https://www.karensperspective.com/tag/sep/)
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- [401K](https://www.karensperspective.com/tag/401k/)
- [rental payments](https://www.karensperspective.com/tag/rental-payments/)
- [landlording](https://www.karensperspective.com/tag/landlording-2/)
- [tenants](https://www.karensperspective.com/tag/tenants/)
- [single family homes](https://www.karensperspective.com/tag/single-family-homes/)
- [home security system](https://www.karensperspective.com/tag/home-security-system/)
- [property value](https://www.karensperspective.com/tag/property-value/)
- [crime prevention](https://www.karensperspective.com/tag/crime-prevention/)
- [burglar](https://www.karensperspective.com/tag/burglar/)
- [the essential handbook for landlords](https://www.karensperspective.com/tag/the-essential-handbook-for-landlords/)
- [listing book](https://www.karensperspective.com/tag/listing-book/)
- [Pricing house to sell](https://www.karensperspective.com/tag/pricing-house-to-sell/)
- [the essential handbook for selling a home](https://www.karensperspective.com/tag/the-essential-handbook-for-selling-a-home-2/)
- [house pricing](https://www.karensperspective.com/tag/house-pricing-2/)
- [sell house](https://www.karensperspective.com/tag/sell-house/)
- [house sell](https://www.karensperspective.com/tag/house-sell/)
- [selling house](https://www.karensperspective.com/tag/selling-house/)
- [scammers](https://www.karensperspective.com/tag/scammers/)
- [rentals](https://www.karensperspective.com/tag/rentals/)
- [craigslist](https://www.karensperspective.com/tag/craigslist/)
- [NAR](https://www.karensperspective.com/tag/nar/)
- [national associaton of realtors](https://www.karensperspective.com/tag/national-associaton-of-realtors/)
- [real estate deals](https://www.karensperspective.com/tag/real-estate-deals/)
- [where to buy real estate](https://www.karensperspective.com/tag/where-to-buy-real-estate/)
- [how to buy real estate](https://www.karensperspective.com/tag/how-to-buy-real-estate/)
- [managing results](https://www.karensperspective.com/tag/managing-results/)
- [measuring results](https://www.karensperspective.com/tag/measuring-results/)
- [investing in rental properties](https://www.karensperspective.com/tag/investing-in-rental-properties/)
- [rental properties](https://www.karensperspective.com/tag/rental-properties/)
- [Housing Affordability Index](https://www.karensperspective.com/tag/housing-affordability-index/)
- [mortgage payments](https://www.karensperspective.com/tag/mortgage-payments/)
- [loan modification](https://www.karensperspective.com/tag/loan-modification/)
- [house for sale](https://www.karensperspective.com/tag/house-for-sale/)
- [how to handle tenants](https://www.karensperspective.com/tag/how-to-handle-tenants/)
- [recourse loan](https://www.karensperspective.com/tag/recourse-loan/)
- [non-recourse loan](https://www.karensperspective.com/tag/non-recourse-loan/)
- [housing affordability](https://www.karensperspective.com/tag/housing-affordability/)
- [Selling your house](https://www.karensperspective.com/tag/selling-your-house/)
- [tips to sell your house](https://www.karensperspective.com/tag/tips-to-sell-your-house/)
- [sell your house quick](https://www.karensperspective.com/tag/sell-your-house-quick/)
- [real estate investors](https://www.karensperspective.com/tag/real-estate-investors/)
- [accessories](https://www.karensperspective.com/tag/accessories/)
- [budget](https://www.karensperspective.com/tag/budget/)
- [exterior](https://www.karensperspective.com/tag/exterior/)
- [decorating on a budget](https://www.karensperspective.com/tag/decorating-on-a-budget/)
- [tenant turnover](https://www.karensperspective.com/tag/tenant-turnover/)
- [buyer's agent](https://www.karensperspective.com/tag/buyers-agent/)
- [seller's agent](https://www.karensperspective.com/tag/sellers-agent/)
- [wood flooring](https://www.karensperspective.com/tag/wood-flooring/)
- [utility bills](https://www.karensperspective.com/tag/utility-bills/)
- [thermostat](https://www.karensperspective.com/tag/thermostat/)
- [conserve energy](https://www.karensperspective.com/tag/conserve-energy/)
- [purchase price](https://www.karensperspective.com/tag/purchase-price/)
- [house closing costs](https://www.karensperspective.com/tag/house-closing-costs/)
- [unexpected costs](https://www.karensperspective.com/tag/unexpected-costs/)
- [title insurance](https://www.karensperspective.com/tag/title-insurance/)
- [house closing](https://www.karensperspective.com/tag/house-closing/)
- [leverage](https://www.karensperspective.com/tag/leverage/)
- [buying vs. renting calculator](https://www.karensperspective.com/tag/buying-vs-renting-calculator/)
- [contractors](https://www.karensperspective.com/tag/contractors/)
- [home rental](https://www.karensperspective.com/tag/home-rental/)
- [citimortgage](https://www.karensperspective.com/tag/citimortgage/)
- [pre-approved](https://www.karensperspective.com/tag/pre-approved/)
- [flipping properties](https://www.karensperspective.com/tag/flipping-properties/)
- [HOA](https://www.karensperspective.com/tag/hoa/)
- [homeowners association](https://www.karensperspective.com/tag/homeowners-association/)
- [home buying](https://www.karensperspective.com/tag/home-buying/)
- [vacant house insurance](https://www.karensperspective.com/tag/vacant-house-insurance/)
- [vacant house](https://www.karensperspective.com/tag/vacant-house/)
- [tax benefits](https://www.karensperspective.com/tag/tax-benefits/)
- [depreciating real estate](https://www.karensperspective.com/tag/depreciating-real-estate/)
- [contractor](https://www.karensperspective.com/tag/contractor/)
- [evicting tenants](https://www.karensperspective.com/tag/evicting-tenants/)
- [evict](https://www.karensperspective.com/tag/evict/)
- [marketing on mailboxes](https://www.karensperspective.com/tag/marketing-on-mailboxes/)
- [IRS audits](https://www.karensperspective.com/tag/irs-audits/)
- [Audits](https://www.karensperspective.com/tag/audits/)
- [real estate agents](https://www.karensperspective.com/tag/real-estate-agents/)
- [rental property](https://www.karensperspective.com/tag/rental-property/)
- [pricing rental property](https://www.karensperspective.com/tag/pricing-rental-property/)
- [Self directed IRA](https://www.karensperspective.com/tag/self-directed-ira/)
- [Lead Safe Housing Program](https://www.karensperspective.com/tag/lead-safe-housing-program/)
- [Charlotte](https://www.karensperspective.com/tag/charlotte/)
- [police](https://www.karensperspective.com/tag/police/)
- [greensboro fire department](https://www.karensperspective.com/tag/greensboro-fire-department/)
- [Greensboro North Carolina](https://www.karensperspective.com/tag/greensboro-north-carolina/)
- [Greenway](https://www.karensperspective.com/tag/greenway/)
- [income](https://www.karensperspective.com/tag/income/)
- [investing](https://www.karensperspective.com/tag/investing/)
- [private money](https://www.karensperspective.com/tag/private-money/)
- [saving](https://www.karensperspective.com/tag/saving/)
- [carbon monoxide detectors](https://www.karensperspective.com/tag/carbon-monoxide-detectors/)
- [home security](https://www.karensperspective.com/tag/home-security/)
- [tenant screening](https://www.karensperspective.com/tag/tenant-screening/)
- [housing inventory](https://www.karensperspective.com/tag/housing-inventory/)
- [mortgage rate](https://www.karensperspective.com/tag/mortgage-rate/)
- [password](https://www.karensperspective.com/tag/password/)
- [secure passwords](https://www.karensperspective.com/tag/secure-passwords/)
- [Karen Rittenhouse](https://www.karensperspective.com/tag/karen-rittenhouse/)
- [hedge funds](https://www.karensperspective.com/tag/hedge-funds/)
- [U.S. Brands](https://www.karensperspective.com/tag/u-s-brands/)
- [city of Greensoboro](https://www.karensperspective.com/tag/city-of-greensoboro/)
- [signage](https://www.karensperspective.com/tag/signage/)
- [illegal signs](https://www.karensperspective.com/tag/illegal-signs/)
- [Overcoming Fear](https://www.karensperspective.com/tag/overcoming-fear/)
- [Fear](https://www.karensperspective.com/tag/fear/)
- [condo](https://www.karensperspective.com/tag/condo/)
- [townhouse](https://www.karensperspective.com/tag/townhouse/)
- [co-op](https://www.karensperspective.com/tag/co-op/)
- [Peter Diamandis](https://www.karensperspective.com/tag/peter-diamandis/)
- [abundance](https://www.karensperspective.com/tag/abundance/)
- [Multiple Streams of Income Calculator](https://www.karensperspective.com/tag/multiple-streams-of-income-calculator/)
- [multiple streams of income](https://www.karensperspective.com/tag/multiple-streams-of-income/)
- [documentation](https://www.karensperspective.com/tag/documentation/)
- [charity water](https://www.karensperspective.com/tag/charity-water/)
- [building a home](https://www.karensperspective.com/tag/building-a-home/)
- [building](https://www.karensperspective.com/tag/building/)
- [property insurance](https://www.karensperspective.com/tag/property-insurance/)
- [mortgage escrow](https://www.karensperspective.com/tag/mortgage-escrow/)
- [National Landlord Tenant Guides](https://www.karensperspective.com/tag/national-landlord-tenant-guides/)
- [Apple](https://www.karensperspective.com/tag/apple/)
- [clients](https://www.karensperspective.com/tag/clients/)
- [make an offer](https://www.karensperspective.com/tag/make-an-offer/)
- [starting a company](https://www.karensperspective.com/tag/starting-a-company/)
- [drones](https://www.karensperspective.com/tag/drones/)
- [wholesale real estate](https://www.karensperspective.com/tag/wholesale-real-estate/)
- [offer](https://www.karensperspective.com/tag/offer/)
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- [Retirement](https://www.karensperspective.com/tag/retirement/)
- [Financing](https://www.karensperspective.com/tag/financing/)
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- [Moving](https://www.karensperspective.com/tag/moving/)
- [Marketing](https://www.karensperspective.com/tag/marketing/)
- [Short Sale](https://www.karensperspective.com/tag/short-sale/)
- [Credit](https://www.karensperspective.com/tag/credit/)
- [Lease Option](https://www.karensperspective.com/tag/lease-option/)
- [REO](https://www.karensperspective.com/tag/reo/)
- [Open House](https://www.karensperspective.com/tag/open-house/)
- [Foreclosure](https://www.karensperspective.com/tag/foreclosure/)
- [North Carolina](https://www.karensperspective.com/tag/north-carolina/)
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